Pricing

Priced by capacity,
not headcount.

Unlimited users on every plan. Start with a $5K pilot on your own data; the fee credits to Year 1 when you convert.

Pilot
$5,000 / 30 days

Prove it on your real data, on your VM. The fee credits to Year 1 when you convert.

  • 3 nostro + 2 wallet + 1 cards account
  • Every module unlocked on real data
  • Success criteria pinned up front
  • Walk away if we miss the targets
Start a pilot
Core
$30K / year

Day-to-day reconciliation for treasury ops. SWIFT + GL + mobile money; Cards & Core Pull as add-ons.

  • Up to 25 nostro / GL accounts
  • MT940/950/942 · MT900/910 · camt.052/053/054 · BYO CSV
  • Two-sided + one-sided recon · mobile money (MTN, M-Pesa, Airtel)
  • SFTP / IMAP auto-pull · AD / LDAP integration
  • Tamper-evident audit (SHA-256 anchors) + month-end certificates
  • Bilingual EN / FR · unlimited users — no per-seat fees

+ $12K implementation (or $3K self-install) · Year 1 ≈ $42K

Book a demo
Most complete
Scale
$60K / year

Everything, unlimited. Cards, Core Pull and priority support included — no add-ons to track.

  • Unlimited accounts, all streams
  • Bundled PostgreSQL (MVCC) for high concurrency
  • Cards module included (Visa Base II, Mastercard IPM, GhIPSS)
  • Core Pull included (Oracle, MS-SQL, Postgres, MySQL)
  • Priority support included
  • Everything in Core

+ $20K implementation · Year 1 ≈ $80K

Book a demo
Custom
Let's talk

Group rollouts, multi-region, bespoke SLAs, additional connectors and on-site enablement.

  • Group / multi-bank rollout
  • Multilingual UI for cross-border rollouts (EN / FR)
  • Additional core connectors
  • Custom scheduler & retention
  • Dedicated onboarding
Contact us
Unlimited users — no per-seat fees
Self-hosted on your VM — no telemetry
Mandatory TOTP on every login
Tamper-evident audit log

What's included

Every reconciliation domain — one licence, no per-module fees.

Many reconciliation platforms license cash, intraday, confirmations and exception management as separate, individually-priced modules. In Kilter they're standard — on every plan.

Cash & nostro reconciliation

Two-sided matching of the correspondent's SWIFT statement against your core-banking GL.

One-sided GL reconciliation

Debit-vs-credit matching within a single GL account — no statement required.

Mobile-money & wallet bridges

Bank-to-wallet and wallet-to-bank legs paired by msisdn across days (MTN, M-Pesa, Airtel).

Intraday + end-of-day statements

MT942 / camt.052 interim reports and MT940/950 / camt.053 statements — reconcile any time of day.

Debit / credit confirmations

Single-transaction advices — MT900 / MT910 and camt.054 notifications.

Exception & break management

Investigate, categorise, clear or write off breaks — with month-end sign-off certificates.

ROI

Stop paying per seat.

Per-seat tools scale their bill with your team. Kilter is flat — unlimited operators. See where you cross over.

Everyone who needs access — ops, audit, internal control, IT.

Market reference: per-seat recon tools run ~$150/user/mo.

Compare against
Estimated annual saving
$24,000 /yr

Per-seat tooling for 30 users runs $54,000/yr. Kilter Core is $30,000/yr, flat — every extra hire after that is free.

Per-seat tool
$54,000/yr
Kilter, unlimited
$30,000/yr

Illustrative. Per-seat figure is a published-market reference (e.g. ReconArt ~$150/user/mo); your actual costs vary. Kilter shown at list price; one-time implementation is separate. Unlimited users on every Kilter plan.

Add-ons

Bolt on what you need. Scale includes them all.

Cards module

$10K
/ yr
Core add-on · included in Scale

Visa Base II, Mastercard IPM and GhIPSS card-scheme reconciliation.

Core Pull

$8K
/ yr
Core add-on · included in Scale

Self-service GL extracts from your core — Oracle, MS-SQL, Postgres, MySQL.

Priority support

$8K
/ yr
Core add-on · included in Scale

Faster SLAs and a named contact for your operations team.

+10 account capacity

$5K
/ yr
Core only · stacks

Add blocks of 10 accounts beyond the Core 25-account band.

Custom format mapping

$3K
one-time
One-time · all tiers

We map a bespoke statement / extract format and bind it to an account.

Extra Core Pull connector

$3K
/ connector
One-time · stacks on Core Pull

Each additional core connector (the first is bundled into Year 1).

Securities / CSD connector

On request
scoped
Core / Scale add-on · on request

Native CSD message ingestion (MT535 · MT54x · semt) for T-bill, note and bond holdings recon. Holdings matching runs on the standard engine today; talk to us to scope the connector.

Implementation is one-time: $12K for Core (or $3K self-install) and $20K for Scale, covering setup, account onboarding and the first core connector. Pilot fees credit against Year 1.

Not sure which tier fits?

Tell us your account count and streams. We'll size it with you on a 30-minute call — no obligation.

Talk to us